Career - UPF

Credit

Job Description :	Credit Analyst/ Underwriter
Education Qualification :	Any Graduate
Preferred Industry Experience :	Bank / NBFC In Retail Assets (Unsecured) / Similar Industry Experience.
Desired Experience :	Relevant Experience Of 3-6years.
Role:	Credit appraisal and underwriting of unsecured business loan deals. Scrutiny of Loan documents and Bank documents provided by client. Timely and accurate completion of compliant loan packages facilitating volume growth while preserving book-of-business quality. Planning, coordination and control on underwriting decisioning on lending proposals. Personal decision with customers to obtain additional credit information to support credit lines. Develop processes and procedures for evaluating customer financials and setting and changing credit lines/limits. Work collaboratively with team members to drive deals to successful funding and closure. Analyze delinquent accounts and prepare report on highest risk accounts including recommendations for resolution. Implement effective Risk Monitoring mechanism with existing clients.

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