Lalit has over 12 years of experience in the field of Statistics & Analytics. He has previously worked with Samsung Electronics(Seoul Office),Unilever and ITC Limited in their analytics divisions. His expertise lies in predictive analytics and statistical modeling using univariate and multivariate regression techniques. Leveraging his problem solving skills, he has pioneered end-to-end implementations in cutting edge technologies. He holds a Post Graduate Diploma in Industrial Engineering from NITIE Mumbai. Lalit devotes his leisure time counseling people on subjects viz.meditation,health,life and yoga.

Shaily is an entrepreneur with a family business background in the Healthcare space. She has previously conceptualized a Pay-day Loan model for an organized microfinance play for a billion-dollar industrial group. Prior to this, she worked with Deloitte Touche Tohmatsu where she was involved in the financial due diligence of multiple cross-border M&A transactions. She holds a degree in Economics from the University of Warwick.

Vivek has over 10 years of experience in the Financial Services space. He has previously worked with Deloitte Touche Tohmatsu and Edelweiss Financial in their Investment Banking divisions. He has originated and executed funding transactions cumulating to Rs. 5,000 Cr+ across product classes viz. Structured Debt, Mezzanine Financing, High Yield Debt and Debt Restructuring for mid-corporates on a Pan-India basis.

Harshal Patni is a seasoned Product/Technology Executive with 10+ years of experience developing great products, solving technically sophisticated problems, and building great teams and cultures. He has developed and managed innovative products and platforms cracking thorny challenges in domains such as Healthcare, Finance (Lending), E-Learning, Clinical Informatics, Sensors and Open Government data. Has a deep technical hands-on origin in R&D and software development with experience in managing teams onshore and offshore. He received his B.E. in Computer Engineering from Mumbai University and his MS in Computer Science (specializing in Semantic Technologies) from Ohio Center of Excellence in Knowledge Enabled Computing (Kno.e.sis). In his leisure time, Harshal enjoys travel, amateur photography and the outdoors.

Aseem has over 20 years of experience in Retail Finance in various NBFCs and banks. He has previously worked with Tata Capital as Head Credit for Personal Loan, Business Loan and Loan Against Property for 9 years. He is recognized for building a robust and profitable book of 7000+ Crores in Tata Capital. In his earlier engagements he looked after collection and sales management. He holds an MBA in Finance from Lucknow University.

Vinay has over 11 years of experience in strategic planning, investment banking & performance management. Prior to joining KapitalTech, Vinay has worked with Oravel Stays (OYO Rooms) where he was a core part of the leadership team. He has also worked Edelweiss Financial and Price Waterhouse Coopers for their Investment Banking division. Vinay holds Post Graduate Diploma in Management for IIM Calcutta.

Usham has 19 years of work experience in diversified fields like finance, insurance & petroleum with majority in Retail Finance. Prior to this assignment he was with Tata Capital for 10 years and was designated as Regional Sales Manager for Business Loan at the time of his exit. He is an exceptional sales leader with a proven track record of developing and implementing strategies and resulting in increasing profitability, growing revenues and managing cost. He has an Engineering degree from Nagpur University.

Nishant has 13 years of experience in Sales of business loans, equity, mutual funds, insurance, personal loans, and Merchant cash advance. He has worked with Titan, Essilor, ICICI, Barclays, HDB and Neo Growth. He has done his MBA from ICFAI Bangalore.

Mr. Vikram Kadam carries 19 years of rich experience in Branch Banking Operations, Process Management, Risk Management & Compliance. He is an Arts Graduate & holds an MBA Degree in Finance.
In his tenure, he has been associated with companies like Bank of India, IndusInd Bank Ltd, IDBI Bank Ltd, IndiaHomes with his last association being with Janalakshmi Financial Services Ltd. His expertise lies into Process Re-engineering, New Initiatives and Solution Delivery.
In his leisure time, Vikram loves to explore new places & cuisines, long drives and spend quality time with family.

Raj Bans has 18 years of experience of retail finance in various NBFC’s and Banks. He has previously worked with Bajaj Finance Limited as Zonal Credit Head for Unsecured and Secured products. He has got credit underwriting experience of various products like Project Finance/Home Loan/Mortgage/Business Loan/Personal Loan/consumer loan and handled the geography of North/East/West. He is recognized by building good quality books for the organization by keeping the delinquency at minimum level.